Policy CheckUp™
Insurance, like all financial instruments, evolves over time.
Changing economic times, changes in life expectancy, reduced credit rates, and contractual changes have affected insurance policy performance as well as new policy acquisition pricing. Just as fluctuations in the stock and bond markets command regular portfolio maintenance, so too does the changing insurance marketplace mandate the periodic assessment of your life insurance policies. Policy CheckUp™, a service available exclusively through Capital Wealth Advisors, will help you stay informed, proactively analyze and update your insurance policies, and solidify your financial well-being.
The Policy CheckUp™ starts with a unique, annual review of all of your policies. Capital Wealth Advisors will compile all of your insurance information to perform a comprehensive analysis of your personal insurance portfolio. Capital Wealth Advisors has expertise in a variety of types insurance, allowing you to have almost any type of policy, including life insurance, estate planning-driven, trust-owned life insurance, property and casualty insurance, disability insurance, and umbrella policies, reviewed and analyzed.
Policy CheckUp™ will also compare your current policies with new policies currently available in the market to ensure that you invest only in the most suitable policies for you, your family, and your business. Sometimes, insurance policies purchased years ago do not provide the most appropriate coverage, potentially reflecting subprime health ratings, at the lowest available rate. If your current policies do not reflect the most optimal situation for you, which we see more often than not,your team at Capital Wealth Advisors will help you to analyze the options that you have in policy funding and positioning in order to maximize the benefits of your coverage. The need for insurance often changes over time as well. CWA will also provide you with a detailed "Needs Analysis" ensuring that your coverage amounts are appropriate.
Beginning your complimentary Policy CheckUp™ is simple. Either give us a call or send copies of your policies directly, via e-mail, or via fax (address and numbers provided at right) to our office and we will begin the process.